In-network plans
The list below reflects our typical commercial in-network roster. Network participation can vary by state and by plan tier — please verify your specific plan when scheduling.
- Magellan Health
- Beacon Health Options (Carelon Behavioral Health)
- Blue Cross Blue Shield (regional plans)
- Aetna
- UnitedHealthcare / Optum Behavioral Health
- Tricare (regional)
- Cigna
This list is updated as plans are added or retired. Please confirm coverage when you schedule.
What you'll typically pay
- In-network visits: your plan's behavioral-health copay or coinsurance.
- Out-of-network: we can provide a superbill for self-submission for partial reimbursement (where your plan permits).
- Self-pay: flat fees published on request. Most patients with insurance pay less than self-pay.
No surprises
Under the federal No Surprises Act (2022), uninsured and self-pay patients are entitled to a Good Faith Estimate of expected charges before care begins. We provide one on request and at scheduling for any self-pay patient.
Billing questions
Does the practice require prior authorization before my first psychiatric appointment, and what is my role in that process?
Whether prior authorization is required depends entirely on your specific insurance plan and the type of service requested. Our billing staff will verify your benefits and submit any required authorization requests before your appointment is scheduled; however, because authorization decisions rest with your insurer, we ask that patients also confirm any coverage questions directly with their plan so there are no unexpected gaps. We communicate the outcome of authorization requests to you before your first visit.
If I have an out-of-network plan, can I still receive care here, and what documentation will I receive for reimbursement?
Patients whose insurance plans do not include Beacon Hill Clinical Partners in-network are welcome to receive care on a self-pay basis. Following each appointment, a detailed superbill will be provided containing all procedure codes, diagnostic codes, and the information your insurer requires to process an out-of-network reimbursement claim. Reimbursement rates and processes vary considerably by plan, and we encourage patients to contact their insurer in advance to understand what percentage of the allowed amount they can expect to recover.
Are Health Savings Account and Flexible Spending Account funds accepted as payment?
Yes. HSA and FSA payment cards are accepted for all clinical services. Because mental health services rendered by licensed clinicians are qualified medical expenses under current IRS guidance, these funds may generally be applied without additional documentation requirements, though patients should verify their plan's specific terms.
What happens to my coverage and cost-sharing if my insurance plan changes while I am in active treatment?
A change in insurance plan mid-treatment requires a new benefits verification on our end and may affect whether the practice remains in-network for you. We ask that patients notify us as soon as a coverage change is anticipated so that we can verify your new plan's terms before your next appointment, giving you an accurate picture of your revised cost-sharing obligations with sufficient time to make informed decisions about continuing care.
Under the No Surprises Act, am I entitled to a good-faith estimate of my costs before receiving care?
Yes. Uninsured and self-pay patients are entitled by federal law to receive a good-faith estimate of expected charges before services are rendered, and Beacon Hill Clinical Partners provides that estimate as a matter of standard intake procedure. Insured patients who request a good-faith estimate for planning purposes may also request one; our billing team will prepare a written estimate based on the services anticipated and the current benefit terms your plan has on file with us.
Coverage questions? We will check for you.
Tell us your plan when you reach out — we will verify benefits before your first visit.